BRING YOUR PROPERTY PLANS TO LIFE
Canada’s Best Mortgage Brokers
Mortgage services across Canada for residential and commercial property financing.
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WHO WE ARE
About Powerhaus
Founded by Corinne Schindler, Powerhaus Mortgages is a Canadian mortgage brokerage helping individuals, investors, and businesses secure residential and commercial financing across Canada. The team works with a wide network of lenders to provide mortgage options that support a range of real estate goals.
WHAT WE OFFER
Mortgage Financing Options
Explore options for purchasing property, renewing existing mortgages, refinancing, or accessing home equity while comparing lenders, rates, and mortgage terms.
OUR CALCULATORS
Use our calculators to prepare for buying, refinancing, or renewing a home.
Start your home buying journey with a Powerhaus Mortgage Expert and let us guide you through your mortgage process.
Your Mortgage Journey
OUR PARTNERS
Over 50 top-rated lending partners
our Testimonials
We are the leading mortgage brokerage in Canada
mohammad A.
20 hours ago
Thank you so much for all your help and support with my mortgage. You made a complicated process so smooth and stress-free for me.
Bahar E.
3 days ago
We were extremely happy with Emel Senemoglu and couldn’t have asked for a better mortgage broker. She was incredibly responsive, efficient, and always available to answer our questions. She really understood our needs, explored all the options, and explained everything clearly.
What really sets Emel apart is her empathy, communication, and positive attitude. She made what can be a stressful process feel so much easier and was always supportive and reassuring throughout.
We highly recommend her!
What really sets Emel apart is her empathy, communication, and positive attitude. She made what can be a stressful process feel so much easier and was always supportive and reassuring throughout.
We highly recommend her!
Cigdem Ozturk C.
5 days ago
⭐⭐⭐⭐⭐
Emel has been our trusted financial advisor for many years, and working with her again—this time as our mortgage broker—was truly a privilege. The service we received from Emel, Corinne and the Powerhaus Mortgage Experts team went far beyond simply arranging a mortgage. Emel understood our overall financial situation, anticipated our needs, and guided us with the same care and dedication she has always shown us.
Having someone as knowledgeable and dependable as Emel, whom we could reach whenever we needed support, gave us tremendous peace of mind. It is difficult to imagine receiving this level of personal attention and accessibility directly from a bank. With Emel, Corinne and the Powerhaus Mortgage Experts team, we never felt like just another application—we felt genuinely valued and well cared for. We would wholeheartedly recommend them to anyone seeking trusted, personalized mortgage advice.
Emel has been our trusted financial advisor for many years, and working with her again—this time as our mortgage broker—was truly a privilege. The service we received from Emel, Corinne and the Powerhaus Mortgage Experts team went far beyond simply arranging a mortgage. Emel understood our overall financial situation, anticipated our needs, and guided us with the same care and dedication she has always shown us.
Having someone as knowledgeable and dependable as Emel, whom we could reach whenever we needed support, gave us tremendous peace of mind. It is difficult to imagine receiving this level of personal attention and accessibility directly from a bank. With Emel, Corinne and the Powerhaus Mortgage Experts team, we never felt like just another application—we felt genuinely valued and well cared for. We would wholeheartedly recommend them to anyone seeking trusted, personalized mortgage advice.
Laura B.
4 weeks ago
Working with Emel was an absolutely wonderful experience. She guided us through every stage of the mortgage process with patience, professionalism, and care. She explained everything clearly, kept us informed, and was always available whenever we had questions.
Thanks to Emel’s knowledge, attention to detail, and dedication, the entire process was smooth and much easier than we expected. She genuinely cared about finding the best solution for us, and we felt completely supported from start to finish. We couldn’t be happier with her service and would highly recommend Emel to anyone looking for an exceptional mortgage professional!
Thanks to Emel’s knowledge, attention to detail, and dedication, the entire process was smooth and much easier than we expected. She genuinely cared about finding the best solution for us, and we felt completely supported from start to finish. We couldn’t be happier with her service and would highly recommend Emel to anyone looking for an exceptional mortgage professional!
Umutcan E.
4 weeks ago
We had an outstanding experience working with Emel. She was incredibly knowledgeable, patient, and supportive throughout the entire process. She took the time to walk us through every step, answered all our questions clearly, and made everything feel easy and stress-free.
Emel’s professionalism, attention to detail, and genuine care made the entire process smooth from beginning to end. We always felt well informed and confident that we were in excellent hands. We are truly grateful for her exceptional service and would highly recommend Emel to anyone looking for a dedicated and trustworthy mortgage professional!
Emel’s professionalism, attention to detail, and genuine care made the entire process smooth from beginning to end. We always felt well informed and confident that we were in excellent hands. We are truly grateful for her exceptional service and would highly recommend Emel to anyone looking for a dedicated and trustworthy mortgage professional!
Val N.
1 month ago
I had the pleasure of working with Charlotte Ray once again, and as always, she exceeded my expectations. I’ve worked with Charlotte several times over the years, and every experience has been seamless from start to finish. She is incredibly knowledgeable, professional, and dedicated to finding the best mortgage solution for your unique situation. Charlotte works tirelessly, explores every available option, and takes the time to explain everything clearly, making what can be a stressful process feel easy and manageable. Her expertise is second to none, and I wouldn’t hesitate to recommend her to anyone looking for a mortgage broker they can truly trust. Thank you, Charlotte, for your outstanding service once again!
Kanika J.
3 months ago
Sid at PowerHaus was amazing to work with throughout our mortgage process. He was professional, knowledgeable, and always available to answer our questions. Dealing with Sid at PowerHaus made the entire experience smooth, stress-free, and efficient. He took the time to explain every step clearly and helped us secure a great mortgage option. Highly recommend Sid and the team at PowerHaus to anyone looking for a reliable mortgage broker!
R R
4 months ago
We had an excellent experience with Tony Preziuso as our broker. Right from the start Tony was very helpful and offered information without any pressure. We required our home to sell before moving forward with the purchase of a new home. The process was lengthy and Tony continued to support us through the many questions we had along the way. Once we did make an offer on a new place we chose a very quick close and Tony made it happen with no difficulty. The mortgage rate we got in the end is beyond competitive. Since the close I have reached out to Tony for other financial questions and he hasn't hesitated answering. Needless to say we are extremely happy we chose Tony to help us with our mortgage. We will be reaching out to Tony in the future and would be more than happy to recommend him.
Darlene L.
5 months ago
When in doubt, choose Sid! He was incredibly helpful in helping us process our mortgage and was always available when needed. We were shocked with our mortgage rate. As first time home buyers, we weren't sure what mortgage rate he could get for us and was afraid we would get a higher percentage. But, Sid did awesome. He managed to get us a lower rate than our parents and other friends. We are super thankful and would recommend him as a mortgage broker for your mortgage needs!! Thanks, Sid!
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Frequently Asked Questions
How much mortgage can I qualify for in Canada?
Mortgage approval depends on your income, debts, credit score, and down payment. Lenders also review debt-service ratios to determine affordability.
What credit score is needed to get a mortgage in Canada?
Most lenders prefer a credit score of 680 or higher, though some mortgage programs accept lower scores with larger down payments.
What is the minimum down payment in Canada?
The minimum down payment is 5% for homes under $500,000, with higher requirements for more expensive properties.
How long does mortgage approval take?
Mortgage approval can take 24 hours to several days, depending on document verification and lender requirements.
What documents are required for a mortgage?
Lenders typically require proof of income, employment verification, identification, credit history, and property details.
Speak With a Mortgage Specialist
Have questions about mortgage approval, refinancing, or home financing options?