Project Options
Finance new home construction, infill builds, or pre-construction developments with stage-by-stage support.
Credit Friendly Options
Options available for various credit profiles, including those without traditional income verification.
Flexible Loan Terms
Structured draw schedules and payment options to match your build timeline and budget.
Quick Approval Process
Fast approvals so your builder can get started on time without delays.
Planning to Build Your Home from the Ground Up?
Supportive Mortgage Options for New Construction
Building a home is a major milestone—and financing it shouldn’t hold you back. Whether you’re working with a builder on a pre-construction project or managing a custom design on your own lot, new build mortgages provide flexible funding disbursed in phases.
Our experts help you navigate the draw process, construction timelines, and interest-only options until completion.
Apply now and begin building with confidence.
Certified Team
We work with lenders who understand construction timelines, costs, and draw schedules.
Trusted Company
Homeowners across Canada rely on us to help finance their custom-built homes every year.
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Flexible Financing Options
Straightforward Financing for New Builds
Building a new home involves blueprints, permits, and draw schedules—not just keys and contracts. We make the financing process easy to understand, with options that align with your construction timeline.
Let us handle the paperwork, so you can focus on building the home you’ve always wanted.
Apply now to start financing your custom build.
Frequently Asked Questions
A new build mortgage is financing provided for the construction of a brand-new home, either by a builder or self-managed.
Funds are released in stages—called “draws”—as construction progresses. Payments may be interest-only until completion.
Yes. Down payments typically range from 5–20% based on the project value and your credit.
Yes, land purchase mortgages are available, and some programs combine land and construction into one product.
Most lenders require detailed plans, permits, and a fixed-price contract with your builder to approve financing.