Project Options
Construction mortgages offer a range of project choices based on the type of build you want to complete.
Credit Friendly Options
Whether it’s tenanted or speculative development, we work with lenders to help structure construction mortgages for varying credit profiles.
Flexible Loan Terms
Open, interest-only terms during the build phase—with options to lock into long-term fixed-rate financing at project completion.
Quick Approval Process
Access staged funding through partial draws, backed by our strong lender network and detailed project underwriting.
Need Construction Financing for a Commercial Project?
We Structure Construction Mortgages That Work
Powerhaus Mortgage Experts has successfully arranged financing for major construction projects across Canada. From land acquisition to vertical build and eventual exit, we walk with you every step of the way.
Our deep lender network, market knowledge, and CMHC-insured loan expertise allow us to secure favorable terms that match your project type, timeline, and cash flow needs.
Apply today and let’s structure the right construction mortgage for your build.
Certified Team
Our commercial mortgage team works with developers to structure, underwrite, and fund successful construction projects from the ground up.
Trusted Company
Powerhaus is trusted by Canadian developers and builders for competitive, timely, and flexible construction financing.
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Flexible Financing Options
We Make the Financing Just as Solid
Construction projects are capital-intensive and full of variables. Our role is to make financing one less thing to worry about. With flexible terms, draw-based disbursements, and end-to-end funding strategies, we’re here to support every phase of your build.
Apply now and let us structure a construction mortgage that matches your blueprint.
Frequently Asked Questions
We provide construction financing for:
Multi-Family Residential Developments
Office Buildings
Retail Centers and Strip Malls
Industrial and Warehouse Properties
Hotels and Motels
No. We finance both large and medium-sized commercial projects—including speculative and tenanted developments.
Typically 12 to 36 months. These loans are interest-only and open, meaning you only pay interest during the term, with no penalties for early repayment.
Yes. Our construction mortgages can include land costs, hard construction costs, soft costs (consultants, permits, design fees), and inventory carry.
Yes. We specialize in CMHC-insured construction loans for eligible residential, student housing, retirement, and mixed-use projects.
Funds are disbursed in stages (draws) throughout construction, based on progress inspections or cost-to-complete models.
Yes. We can transition your construction loan into a long-term commercial mortgage upon completion or arrange funding through the sellout phase.
No. We finance both tenanted and speculative builds, depending on the property type, market conditions, and exit plan.