Project Options
From apartment complexes to industrial properties, we finance commercial real estate across Canada—acquisition, development, and long-term hold.
Credit Friendly Options
Whether you're working with conventional lenders or require alternative funding, we structure deals to align with your credit strength and property type.
Flexible Loan Terms
We provide fixed, adjustable, interest-only, and CMHC-insured commercial mortgage options to match your project’s lifecycle.
Quick Approval Process
With direct lender access and in-house funding, we fast-track commercial approvals to help you break ground on time.
Looking to Finance a Commercial Project?
We Structure Deals That Get Approved
Commercial mortgage transactions are complex—but we’ve been navigating them successfully for over 18 years. At Powerhaus, we leverage strong relationships with banks, credit unions, private lenders, and CMHC to match borrowers with the right product and funding source.
From term loans and mezzanine funding to CMHC-insured builds and institutional placement—we manage every detail from underwriting to closing.
Apply today and let us structure your commercial mortgage.
Certified Team
Our experienced brokers know how to prepare professional, lender-ready presentations to attract top commercial mortgage offers.
Trusted Company
Powerhaus Mortgage Experts is trusted by developers and investors nationwide for our results-driven, relationship-first approach.
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Flexible Financing Options
Pre‑Sales Mortgages
Secure financing for pre-construction homes before the project is complete.
Special Programs
Explore niche lending programs with unique eligibility criteria and benefits.
Leasing
Flexible lease options for residential or commercial properties without full ownership upfront.
Purchase Plus Improvements
Finance home upgrades and the purchase price under one mortgage.
Equity-Based Mortgage
Qualify for a mortgage based on your home’s equity rather than income alone.
Chip Reverse Mortgage
Unlock your home’s value without monthly payments if you're 55 or older.
Reverse Mortgage Canada
Convert home equity into cash without selling your property or moving out.
Self‑Employed
Mortgage solutions designed for entrepreneurs and freelancers with non-traditional income.
Medical Professionals
Specialized programs with higher limits and lower rates for healthcare workers.
Sports Professionals
Mortgage financing aligned with variable income or seasonal contracts in athletics.
Commercial Mortgages
Financing options for purchasing or developing income-generating properties.
International Buyers
Mortgage access for foreign nationals looking to invest in Canadian real estate.
Non‑Resident Mortgage
Buy property in Canada even if you don’t reside or work in the country.
Let’s Structure a Deal That Works
Each commercial property is unique—and so are its funding needs. At Powerhaus, we take time to understand your project’s scope and long-term plan, then present it to the right lender with the right strategy.
Whether you’re building, refinancing, acquiring, or expanding—we provide financing that supports your investment goals.
Apply now and let’s power your commercial success.
Frequently Asked Questions
We fund a wide range of commercial real estate, including:
Apartment buildings and multi-family developments
Shopping centers and retail plazas
Office buildings and industrial spaces
Mixed-use developments
Student housing and senior living residences
Land and inventory financing
CMHC-insured mortgages generally offer lower rates and reduced risk to lenders, making them ideal for residential rental projects. Conventional loans may allow for more flexibility with funding structure and project type.
Yes. We offer construction financing for both speculative and tenanted developments. Terms range from 12 to 36 months, with funds disbursed in draws throughout the build process.
Mezzanine loans sit behind your primary mortgage and can fund gaps in your capital stack. At Powerhaus, we offer in-house mezz funding for qualified borrowers—sometimes up to 100% project costs.
Not always. We help structure deals with limited guarantees and funding prior to lease-up, depending on lender appetite and project location.
We prepare full commercial presentations including underwriting models, financial projections, and supplemental materials to maximize lender engagement and speed up approvals.
Institutional financing comes from major lenders like chartered banks, life insurance firms, and pension funds. These sources offer long-term, stable capital for well-qualified projects.
Yes. Interest-only terms can help manage cash flow early on, especially in value-add, development, or transitional phases. Ask us which lenders are offering these terms currently.