Project Options
Finance year-round cottages, lakefront homes, ski chalets, or seasonal cabins with the right mortgage.
Credit Friendly Options
Qualify with credit-friendly mortgage options—even if this is your first secondary property.
Flexible Loan Terms
Choose from various repayment structures that align with your financial plans and usage.
Quick Approval Process
Move quickly on that dream home with fast pre-approvals and clear lending options.
Thinking About a Cottage or Getaway Spot?
Mortgage Support for Vacation and Second Homes
Whether you’re eyeing a quiet lakeside retreat or a place near the mountains, owning a second home is more possible than you think. We help you explore mortgage options for both year-round and seasonal properties, including rules for non-winterized homes and access limitations.
Understand down payment requirements, usage restrictions, and how rental income could impact qualification.
Apply today to make your vacation home dream a reality.
Certified Team
We know the ins and outs of financing secondary homes—including vacation, seasonal, and family-use properties.
Trusted Company
Clients across Canada count on us to simplify the mortgage process for second properties.
Apply For a Loan
Get Approved in a Few Simple Steps
Flexible Financing Options
Fast and Flexible Options for Vacation and Secondary Homes
Many lenders hesitate when it comes to second property financing—but we don’t. Our network of mortgage professionals works to find the right lender and terms to meet your goals.
Whether you want rental income or a relaxing weekend escape, we help make second homeownership achievable.
Apply today and unlock financing for your next property.
Frequently Asked Questions
Yes, potential rental income can be factored into your approval depending on the lender.
Yes. Typically, you’ll need at least 20% down for a non-primary residence.
Rates may vary depending on the property type and intended use, but competitive options are available.
Yes. We offer financing for secondary homes nationwide.
Not usually. If your down payment is 20% or more, mortgage insurance is not required for second homes.