BRING YOUR CANADIAN PROPERTY GOALS TO LIFE

Non-Resident Mortgage

Own property in Canada—even if you live or earn income outside the country.

Project Options

Purchase vacation homes, investment properties, or future residences across Canada as a non-resident.

Credit Friendly Options

We help non-residents without Canadian credit history secure financing using international financial documents.

Flexible Loan Terms

Choose from various down payment structures, amortization periods, and payment options suitable for global buyers.

Quick Approval Process

Our team ensures fast, clear approvals with guidance tailored for international applicants.

Living Outside Canada but Want to Buy Here?

Mortgage Support for Non-Residents

Owning property in Canada is a smart move—but the mortgage process for non-residents can be unclear. We help simplify it. Whether you’re buying a vacation home, investing in real estate, or planning a future move, we work with lenders familiar with cross-border financing.

We’ll guide you on down payment requirements, documents needed, and how to qualify without a Canadian credit file.

Apply today and start your mortgage process from anywhere in the world.

Certified Team

Our team specializes in working with international and non-resident buyers every step of the way.

Trusted Company

Thousands of buyers worldwide trust us to guide their Canadian property purchases.

Apply For a Loan

Please enable JavaScript in your browser to complete this form.
Step 1 of 4
Mortgage Type
THE PROCESS

Get Approved in a Few Simple Steps

01.
Apply Online

Fill out a quick and secure online application to provide us with the details we need to get started. 

02.
Get Approved

Receive a decision quickly. With a 90%+ approval rate and flexible options, we work to ensure you can access the financing you need.

03.
Access Your Funds

Once approved, the funds will be made available to you without delay. Use them to achieve your goals!

Transform Your Home and Property Dreams into Reality

Flexible Financing Options

Don’t Let Borders Block Your Mortgage

Straightforward Financing for Non-Resident Buyers

Buying property in Canada from outside the country shouldn’t be stressful. We streamline the process so you can access competitive rates, fulfill requirements, and complete your purchase—no matter where you live.

Apply now and bring your Canadian property plans to life.

PURCHASE PROPERTY IN CANADA FROM ANYWHERE IN THE WORLD

Apply now to secure your non-resident mortgage.

FAQs

Frequently Asked Questions

Anyone who is not a Canadian citizen or permanent resident and who resides outside of Canada may qualify, depending on the lender.

Typically, 35% of the property’s purchase price. Some lenders may require more depending on the applicant's profile.

 

Yes. Many lenders accept alternative documentation such as foreign credit reports, bank statements, or employment letters.

 

No. Most of the process can be completed digitally or through a notary in your country.

 

Non-residents can purchase single-family homes, condos, and investment properties, but some provinces may have restrictions.

 

Yes. Some areas charge a Non-Resident Speculation Tax (NRST) on property purchases. We’ll explain what applies to your case.