Project Options
Purchase vacation homes, investment properties, or future residences across Canada as a non-resident.
Credit Friendly Options
We help non-residents without Canadian credit history secure financing using international financial documents.
Flexible Loan Terms
Choose from various down payment structures, amortization periods, and payment options suitable for global buyers.
Quick Approval Process
Our team ensures fast, clear approvals with guidance tailored for international applicants.
Living Outside Canada but Want to Buy Here?
Mortgage Support for Non-Residents
Owning property in Canada is a smart move—but the mortgage process for non-residents can be unclear. We help simplify it. Whether you’re buying a vacation home, investing in real estate, or planning a future move, we work with lenders familiar with cross-border financing.
We’ll guide you on down payment requirements, documents needed, and how to qualify without a Canadian credit file.
Apply today and start your mortgage process from anywhere in the world.
Certified Team
Our team specializes in working with international and non-resident buyers every step of the way.
Trusted Company
Thousands of buyers worldwide trust us to guide their Canadian property purchases.
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Get Approved in a Few Simple Steps
Flexible Financing Options
Pre‑Sales Mortgages
Secure financing for pre-construction homes before the project is complete.
Special Programs
Explore niche lending programs with unique eligibility criteria and benefits.
Leasing
Flexible lease options for residential or commercial properties without full ownership upfront.
Purchase Plus Improvements
Finance home upgrades and the purchase price under one mortgage.
Equity-Based Mortgage
Qualify for a mortgage based on your home’s equity rather than income alone.
Chip Reverse Mortgage
Unlock your home’s value without monthly payments if you're 55 or older.
Reverse Mortgage Canada
Convert home equity into cash without selling your property or moving out.
Self‑Employed
Mortgage solutions designed for entrepreneurs and freelancers with non-traditional income.
Medical Professionals
Specialized programs with higher limits and lower rates for healthcare workers.
Sports Professionals
Mortgage financing aligned with variable income or seasonal contracts in athletics.
Commercial Mortgages
Financing options for purchasing or developing income-generating properties.
International Buyers
Mortgage access for foreign nationals looking to invest in Canadian real estate.
Non‑Resident Mortgage
Buy property in Canada even if you don’t reside or work in the country.
Straightforward Financing for Non-Resident Buyers
Buying property in Canada from outside the country shouldn’t be stressful. We streamline the process so you can access competitive rates, fulfill requirements, and complete your purchase—no matter where you live.
Apply now and bring your Canadian property plans to life.
PURCHASE PROPERTY IN CANADA FROM ANYWHERE IN THE WORLD
Apply now to secure your non-resident mortgage.
Frequently Asked Questions
Anyone who is not a Canadian citizen or permanent resident and who resides outside of Canada may qualify, depending on the lender.
Typically, 35% of the property’s purchase price. Some lenders may require more depending on the applicant's profile.
Yes. Many lenders accept alternative documentation such as foreign credit reports, bank statements, or employment letters.
No. Most of the process can be completed digitally or through a notary in your country.
Non-residents can purchase single-family homes, condos, and investment properties, but some provinces may have restrictions.
Yes. Some areas charge a Non-Resident Speculation Tax (NRST) on property purchases. We’ll explain what applies to your case.