Project Options
Secure financing for single-unit rentals, duplexes, triplexes, or multi-family buildings.
Credit Friendly Options
We work with lenders who approve investment mortgages for a range of credit profiles.
Flexible Loan Terms
Explore fixed or variable mortgage terms with repayment options that align with your cash flow strategy.
Quick Approval Process
Get pre-approved quickly and access competitive rates to move fast on real estate opportunities.
Want to Build Long-Term Wealth Through Property?
Smart Mortgage Options for Real Estate Investors
Investment properties can provide long-term income and equity growth—but the mortgage process is different than buying your own home. From down payment requirements to qualifying with rental income, we walk you through the numbers, lender requirements, and approval process.
Whether it’s your first rental or your fifth, we help you finance the right property with confidence.
Apply now and get started on your investment journey.
Certified Team
Our experts understand investment financing—from residential rental units to portfolio expansion.
Trusted Company
Real estate investors trust us to help them qualify and secure mortgages built for ROI.
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Flexible Financing Options
Pre‑Sales Mortgages
Secure financing for pre-construction homes before the project is complete.
Special Programs
Explore niche lending programs with unique eligibility criteria and benefits.
Leasing
Flexible lease options for residential or commercial properties without full ownership upfront.
Purchase Plus Improvements
Finance home upgrades and the purchase price under one mortgage.
Equity-Based Mortgage
Qualify for a mortgage based on your home’s equity rather than income alone.
Chip Reverse Mortgage
Unlock your home’s value without monthly payments if you're 55 or older.
Reverse Mortgage Canada
Convert home equity into cash without selling your property or moving out.
Self‑Employed
Mortgage solutions designed for entrepreneurs and freelancers with non-traditional income.
Medical Professionals
Specialized programs with higher limits and lower rates for healthcare workers.
Sports Professionals
Mortgage financing aligned with variable income or seasonal contracts in athletics.
Commercial Mortgages
Financing options for purchasing or developing income-generating properties.
International Buyers
Mortgage access for foreign nationals looking to invest in Canadian real estate.
Non‑Resident Mortgage
Buy property in Canada even if you don’t reside or work in the country.
Start Building Your Future Today
Investment properties require the right financing structure. From analyzing rental income to securing approvals quickly, we make it easier for you to scale your real estate portfolio.
Apply today and take the next step in your financial growth.
MAKE YOUR INVESTMENT COUNT
Apply now and secure your next rental or income-generating property.
Frequently Asked Questions
You typically need at least 20% down, and the funds must come from your own savings—not a gift.
Yes. Most lenders allow 50–80% of the expected rental income to be used toward your mortgage qualification.
Yes, they’re usually slightly higher than for primary residences—typically 0.10–0.20% above regular rates.
Most lenders allow financing up to 5 properties before your file is considered commercial.
Absolutely. You can refinance your primary residence or use a HELOC to fund the down payment.
We work with lenders who accept lower credit scores and consider your overall financial potential.