Project Options
Use your cash back for closing costs, moving expenses, renovations, or to build an emergency fund.
Credit Friendly Options
Perfect for homebuyers who need help with upfront costs—approval available even with less-than-perfect credit.
Flexible Loan Terms
Choose from various mortgage terms with predictable payments and cash back built into your plan.
Quick Approval Process
We’ll help you secure approval quickly and access your funds on closing day.
Need Extra Cash After Closing?
Mortgage Financing with Built-In Cash Back
Buying a home comes with more than just the purchase price. Between moving, furniture, and surprise expenses, it helps to have extra cash on hand. Cash back mortgages let you receive a lump sum of money when your mortgage closes—while still locking in competitive rates.
Whether you’re a first-time buyer or moving into a new property, we’ll help you access this flexible mortgage option with ease.
Apply now and get mortgage support that puts money in your hands.
Certified Team
Our experts help you understand cash back options and how they fit into your long-term financial goals.
Trusted Company
Thousands of clients have trusted us to secure mortgage options that offer both stability and flexibility.
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Flexible Financing Options
Fast Approvals for Cash Back Mortgages
Homeownership can stretch your finances. A cash back mortgage gives you some breathing room—especially helpful for first-time buyers or families juggling multiple costs.
We work with lenders who offer up to 5% cash back at closing. That money is yours to use however you need it—no restrictions.
Apply now and let your mortgage do more than just buy a home.
Frequently Asked Questions
The funds are yours to use: cover closing costs, pay off debt, buy furniture, or boost your savings.
Cash back mortgages may have slightly higher rates, but we’ll help you compare options to find the most affordable one overall.
In many cases, yes. Ask your broker about combining programs like the First-Time Home Buyer Incentive or RRSP Home Buyers' Plan.
Not directly—but if you break your mortgage early, you may need to repay a portion of the cash back amount.
It’s ideal if you need upfront funds without taking out a separate loan. We’ll help you assess if it aligns with your long-term goals.