BRING YOUR PROPERTY PLANS TO LIFE
Canada’s Best Mortgage Brokers
Apply for a Line of Credit
Speak With a Mortgage Specialist
WHO WE ARE
About Powerhaus
Founded by Corinne Schindler, Powerhaus Mortgages is a Canadian mortgage brokerage helping individuals, investors, and businesses secure residential and commercial financing across Canada. The team works with a wide network of lenders to provide mortgage options that support a range of real estate goals.
Powerhaus assists with home purchases, refinancing, mortgage renewals, investment properties, and commercial lending. The focus is on clear guidance, transparent advice, and helping clients navigate the mortgage process with confidence.
WHAT WE OFFER
Mortgage Financing Options
Explore options for purchasing property, renewing existing mortgages, refinancing, or accessing home equity while comparing lenders, rates, and mortgage terms.
- Home Buying
Mortgage options for purchasing your first home, upgrading, or buying your next property.
- Renewal & Transfers
Review mortgage renewal options or switch lenders when your term ends.
- Refinance & Equity Access
Refinance your mortgage or access home equity for renovations, investments, or debt consolidation.
- Mortgage By Profession
Mortgage services structured for self-employed borrowers and other professions.
- Newcomers & Non-Res
Mortgage programs for newcomers to Canada and international buyers purchasing property.
- Investment & Vacation
Financing options for rental properties, vacation homes, and secondary residences.
- Construction & Commercial
Mortgage solutions for new builds, construction projects, and commercial real estate financing.
- Other Programs
Mortgage programs including cash back mortgages, reverse mortgages, pre-sale financing, and alternative lending options.
THE PROCESS
Apply for a Line of Credit in a Few Simple Steps
Access a home equity line of credit by completing a short application and providing the required financial details.
Apply Online
Submit a short application with basic income and property details.
Document Review
Provide identification, income documents, and property information.
Evaluation & Approval
Lenders review your credit, income, and equity to determine eligibility.
Funding
Once approved, your line of credit is set up and available for use.
OUR CALCULATORS
Use our calculators to prepare for buying, refinancing, or renewing a home.
Start your home buying journey with a Powerhaus Mortgage Expert and let us guide you through your mortgage process.
our Testimonials
We are the leading mortgage brokerage in Canada
Posted on Google Laura BarnaTrustindex verifies that the original source of the review is Google. Working with Emel was an absolutely wonderful experience. She guided us through every stage of the mortgage process with patience, professionalism, and care. She explained everything clearly, kept us informed, and was always available whenever we had questions. Thanks to Emel’s knowledge, attention to detail, and dedication, the entire process was smooth and much easier than we expected. She genuinely cared about finding the best solution for us, and we felt completely supported from start to finish. We couldn’t be happier with her service and would highly recommend Emel to anyone looking for an exceptional mortgage professional!Posted on Google Umutcan ErturkTrustindex verifies that the original source of the review is Google. We had an outstanding experience working with Emel. She was incredibly knowledgeable, patient, and supportive throughout the entire process. She took the time to walk us through every step, answered all our questions clearly, and made everything feel easy and stress-free. Emel’s professionalism, attention to detail, and genuine care made the entire process smooth from beginning to end. We always felt well informed and confident that we were in excellent hands. We are truly grateful for her exceptional service and would highly recommend Emel to anyone looking for a dedicated and trustworthy mortgage professional!Posted on Google Val NieuwenhoutTrustindex verifies that the original source of the review is Google. I had the pleasure of working with Charlotte Ray once again, and as always, she exceeded my expectations. I’ve worked with Charlotte several times over the years, and every experience has been seamless from start to finish. She is incredibly knowledgeable, professional, and dedicated to finding the best mortgage solution for your unique situation. Charlotte works tirelessly, explores every available option, and takes the time to explain everything clearly, making what can be a stressful process feel easy and manageable. Her expertise is second to none, and I wouldn’t hesitate to recommend her to anyone looking for a mortgage broker they can truly trust. Thank you, Charlotte, for your outstanding service once again!Posted on Google Li SharpTrustindex verifies that the original source of the review is Google. Charlotte is everything you want in a mortgage broker. We were buying in a tight timeframe with a complicated financing situation, and she went above and beyond at every step — answering questions at all hours, explaining our options clearly, and fighting to get us the best possible terms, including getting our legal and appraisal fees covered. We can honestly say we would not have gotten our house without her. She is knowledgeable, hardworking, and truly puts her clients first — even when it doesn't benefit her. We've already recommended her to friends and will keep doing so. If you need a mortgage broker, call Charlotte. Five stars without hesitation.Posted on Google Kanika JainTrustindex verifies that the original source of the review is Google. Sid at PowerHaus was amazing to work with throughout our mortgage process. He was professional, knowledgeable, and always available to answer our questions. Dealing with Sid at PowerHaus made the entire experience smooth, stress-free, and efficient. He took the time to explain every step clearly and helped us secure a great mortgage option. Highly recommend Sid and the team at PowerHaus to anyone looking for a reliable mortgage broker!Posted on Google Jeffrey AdamsTrustindex verifies that the original source of the review is Google. Sid is was very helpful, always quick to respond and helped things go smoothly with the mortgage process.Posted on Google Suvansh SinglaTrustindex verifies that the original source of the review is Google. We had a wonderful experience working with Sid. He made our first-home buying journey even more special with his impeccable service.Posted on Google Marva MohsseniTrustindex verifies that the original source of the review is Google. Ali Amin made the whole mortgage process smooth and stress-free from start to finish. He was professional, knowledgeable, patient, and always available to answer my questions. I truly appreciated his honesty and dedication in finding the best option for my situation. I highly recommend Ali to anyone looking for a reliable and trustworthy mortgage broker!Posted on Google Evelyn Adu-FebiriTrustindex verifies that the original source of the review is Google. I had an amazing experience working with Tony Preziuso at Powerhaus Mortgage Experts! He was professional, responsive and knowledgeable and was able to get me financing despite challenging circumstances. I would definitely work with Powerhaus Mortgage Experts again and I highly recommend Tony!
GET IN TOUCH
Frequently Asked Questions
How much mortgage can I qualify for in Canada?
Mortgage approval depends on your income, debts, credit score, and down payment. Lenders also review debt-service ratios to determine affordability.
What credit score is needed to get a mortgage in Canada?
Most lenders prefer a credit score of 680 or higher, though some mortgage programs accept lower scores with larger down payments.
What is the minimum down payment in Canada?
The minimum down payment is 5% for homes under $500,000, with higher requirements for more expensive properties.
How long does mortgage approval take?
Mortgage approval can take 24 hours to several days, depending on document verification and lender requirements.
What documents are required for a mortgage?
Lenders typically require proof of income, employment verification, identification, credit history, and property details.
Speak With a Mortgage Specialist
Have questions about mortgage approval, refinancing, or home financing options?