BRING YOUR PROPERTY PLANS TO LIFE
Canada’s Best Mortgage Brokers
Mortgage services across Canada for residential and commercial property financing.
Apply for a Line of Credit
Speak With a Mortgage Specialist
WHO WE ARE
About Powerhaus
Founded by Corinne Schindler, Powerhaus Mortgages is a Canadian mortgage brokerage helping individuals, investors, and businesses secure residential and commercial financing across Canada. The team works with a wide network of lenders to provide mortgage options that support a range of real estate goals.
Powerhaus assists with home purchases, refinancing, mortgage renewals, investment properties, and commercial lending. The focus is on clear guidance, transparent advice, and helping clients navigate the mortgage process with confidence.
WHAT WE OFFER
Mortgage Financing Options
Explore options for purchasing property, renewing existing mortgages, refinancing, or accessing home equity while comparing lenders, rates, and mortgage terms.
- Home Buying
Mortgage options for purchasing your first home, upgrading, or buying your next property.
- Renewal & Transfers
Review mortgage renewal options or switch lenders when your term ends.
- Refinance & Equity Access
Refinance your mortgage or access home equity for renovations, investments, or debt consolidation.
- Mortgage By Profession
Mortgage services structured for self-employed borrowers and other professions.
- Newcomers & Non-Res
Mortgage programs for newcomers to Canada and international buyers purchasing property.
- Investment & Vacation
Financing options for rental properties, vacation homes, and secondary residences.
- Construction & Commercial
Mortgage solutions for new builds, construction projects, and commercial real estate financing.
- Other Programs
Mortgage programs including cash back mortgages, reverse mortgages, pre-sale financing, and alternative lending options.
THE PROCESS
Apply for a Line of Credit in a Few Simple Steps
Access a home equity line of credit by completing a short application and providing the required financial details.
Apply Online
Submit a short application with basic income and property details.
Document Review
Provide identification, income documents, and property information.
Evaluation & Approval
Lenders review your credit, income, and equity to determine eligibility.
Funding
Once approved, your line of credit is set up and available for use.
OUR CALCULATORS
Use our calculators to prepare for buying, refinancing, or renewing a home.
Start your home buying journey with a Powerhaus Mortgage Expert and let us guide you through your mortgage process.
our Testimonials
We are the leading mortgage brokerage in Canada
GET IN TOUCH
Frequently Asked Questions
How much mortgage can I qualify for in Canada?
Mortgage approval depends on your income, debts, credit score, and down payment. Lenders also review debt-service ratios to determine affordability.
What credit score is needed to get a mortgage in Canada?
Most lenders prefer a credit score of 680 or higher, though some mortgage programs accept lower scores with larger down payments.
What is the minimum down payment in Canada?
The minimum down payment is 5% for homes under $500,000, with higher requirements for more expensive properties.
How long does mortgage approval take?
Mortgage approval can take 24 hours to several days, depending on document verification and lender requirements.
What documents are required for a mortgage?
Lenders typically require proof of income, employment verification, identification, credit history, and property details.
Speak With a Mortgage Specialist
Have questions about mortgage approval, refinancing, or home financing options?