BRING YOUR MORTGAGE BACK IN LINE

Renewal Options with Powerhaus

Review your current mortgage and explore better terms with expert-led renewal options.

Project Options

Renew your mortgage with confidence—whether you're adjusting your rate, switching lenders, or tapping into home equity.

Credit Friendly Options

No matter your financial changes, we help you renew with terms that support your goals and current situation.

Flexible Loan Terms

Explore new amortization schedules, payment structures, and rate types to align with your evolving lifestyle.

Quick Approval Process

We’ll review your statement and return expert advice—often within 24 hours.

Unsure What to Do at Renewal?

Smarter Mortgage Renewals Start Here

Renewal doesn’t have to be complicated or rushed. Whether you’re approaching your renewal window or considering an early switch, we walk you through the process—helping you avoid penalties, secure a better rate, or leverage your equity.

Start your renewal plan with expert insights and custom options designed for your life today.

Apply today to get a clear view of your mortgage renewal options.

Certified Team

Our mortgage professionals are experienced in guiding homeowners through renewals, even with complex financial setups.

Trusted Company

Thousands trust us to identify cost-saving opportunities and negotiate better renewal terms.

Instant Renewal Analysis

Upload your mortgage statement, fill out the details below, and receive a personal analysis from a Powerhaus Expert within 24 hours.
THE PROCESS

Get Approved in a Few Simple Steps

01.
Apply Online

Fill out a quick and secure online application to provide us with the details we need to get started. 

02.
Get Approved

Receive a decision quickly. With a 90%+ approval rate and flexible options, we work to ensure you can access the financing you need.

03.
Access Your Funds

Once approved, the funds will be made available to you without delay. Use them to achieve your goals!

Transform Your Home and Property Dreams into Reality

Powerhaus Insights

Our experts offer insights for your mortgage renewal, including the optimal time to renew, market research, and leveraging this opportunity to explore your financial options.

RENEW SMARTER, NOT HARDER

Get Expert Mortgage Renewal Support

It’s never too early to plan your mortgage renewal. Our experts guide you through the options, advocate on your behalf, and ensure your renewal aligns with your future financial plans.

Submit your statement and start your renewal strategy today.

START YOUR RENEWAL JOURNEY

Apply now and get matched with the renewal option that suits you best.

FAQs

Frequently Asked Questions

You can begin reviewing options 4–6 months before your mortgage term ends. Early planning often helps you secure better rates and lender offers.

Yes—most mortgages can be switched to a new lender at the end of the term with no penalty. However, requalification is still required.

If you stay with your current lender, you may not need to requalify. If switching, you must qualify under current rules (income, debt ratios, credit).

Yes. You can choose a new term length that suits your financial plan—whether that’s short-term flexibility or long-term stability.

We can help explore refinance or blended options during your renewal process to unlock equity while renewing your term.

If you renew with your current lender, there are usually no fees. Switching may include legal or appraisal fees—some lenders will cover them.

Absolutely. Don’t accept the first offer. Let us compare and negotiate better rates with both your current lender and others.