Project Options
Finance your home purchase and improvement costs together, whether you're upgrading the kitchen or replacing the roof.
Credit Friendly Options
We work with various credit profiles to help you access home improvement funds right at purchase.
Flexible Loan Terms
Borrow renovation funds with repayment terms that suit your financial comfort and timeline.
Quick Approval Process
Get approved quickly so you can secure the home and plan your improvements with confidence.
Found the Perfect Fixer-Upper?
Finance Your Purchase and Upgrades Together
A home might have great bones but need a few upgrades to be just right. With a Purchase Plus Improvements mortgage, you can roll renovation costs into your home financing from the start. Whether it’s new flooring, updated windows, or a full remodel—we’ll help you fund it all in one package.
Move in and make it yours—without the wait for future loans or lines of credit.
Apply now to combine home buying and improvements in one step.
Certified Team
Our experts help assess renovation estimates, walk you through required documentation, and ensure a smooth approval.
Trusted Company
Homebuyers across Canada choose us to streamline their purchase and renovation financing from start to finish.
Apply For a Loan
Get Approved in a Few Simple Steps
Flexible Financing Options
Simplify with Purchase Plus Improvements
Traditional loans often delay renovations. With this mortgage option, you get everything done upfront. We coordinate directly with lenders and contractors to ensure smooth release of improvement funds once work begins.
Turn your home vision into a move-in ready reality.
Apply now and combine your home purchase with upgrades—easily.
Frequently Asked Questions
It’s a mortgage that lets you borrow funds for renovations on top of your purchase price—rolled into one loan.
Typically, lenders allow up to 10%–20% of the home’s purchase price for renovations.
Improvement funds are released after you take possession and start the approved renovations.
Permanent upgrades that improve value—like roofing, kitchens, flooring, or windows. Cosmetic updates may also be accepted.
Yes, accurate written quotes are required to secure renovation funding and lender approval.