Project Options
Tap into your home’s equity for refinancing, debt consolidation, business funding, or home improvements.
Credit Friendly Options
Get approved based on the equity in your home—not your credit score or income history.
Flexible Loan Terms
Choose from short- or long-term options with repayment terms that align with your financial goals.
Quick Approval Process
Fast decisions and funding—because equity-based mortgages focus on your assets, not traditional requirements.
Have Home Equity but Struggling with Loan Approval?
Mortgage Options Based on Property Value
If your income or credit isn’t where you want it to be, your home equity can still work in your favour. Equity-based mortgages use your property’s current market value to approve funding for almost any purpose—regardless of income type or credit history.
This is a smart route for homeowners looking to regain financial control, invest, or consolidate debt.
Apply today and use your equity to move forward.
Certified Team
Our mortgage professionals specialize in asset-based lending and guide you through every step with clarity.
Trusted Company
We’ve helped thousands of homeowners across Canada unlock the power of their equity for financial stability.
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Get Approved in a Few Simple Steps
Flexible Financing Options
Equity-Based Mortgages Can Help You Move Forward
If the bank says no due to low credit or unstable income, an equity-based mortgage gives you another way. With fewer restrictions and faster approvals, your home’s value can help you take the next step.
Apply now and see how your home equity can unlock new opportunities.
Frequently Asked Questions
It’s a loan that uses your home’s equity as the main qualifying factor instead of credit or income.
Homeowners with enough equity—typically 20% or more—regardless of income or credit history.
Debt consolidation, home improvements, investment opportunities, or personal financial needs.
No. Equity-based mortgages can be available for second properties or investment properties too.
Once approved, funds can often be available in days—not weeks.